Account Termination
MATCH File
The MasterCard Member Alert to Control High-Risk (Merchants) or "MATCH" is a global database containing merchants (and their principals) whose merchant accounts have been terminated for cause. MATCH acts as a necessary and important tool for acquiring member banks and American Express to assess risk prior to signing a merchant.
How does a merchant get listed on MATCH?
Generally, a bank will terminate a merchant account and place the merchant on MATCH when the account has problems that create a high risk of loss to the bank. These problems can include: excessive chargebacks, credits and disputes; violation of the merchant agreement and rules; fraud; money laundering; and excessive counterfeit cards.